Archive for Debt Reduction

Unsecured Debt Consolidation Loans when You Have Bad Credit

It’s not easy to get unsecured debt consolidation loans when you have bad credit. Lenders may try to inform you that you can’t get this type of loan because they think you’re too high a repayment risk. Bad credit is the problem. Lenders see your credit history and decide you’re a high risk. Since you [...]

Posted by: finance on Saturday, August 2nd, 2008

Carnival of Debt Reduction #64

Welcome to the Carnival of Debt Reduction for December 4, 2006. Thanks for stopping by. I’m very pleased to be hosting the Carnival for the first time here at Necessary Virtues Personal Finance.
In reading this week’s submissions I found many to like, and two that really stood out. They are hereby awarded the Necessary Virtues [...]

Posted by: finance on Sunday, December 3rd, 2006

Top 7 Reasons You Need a Budget

1. A budget is a roadmap. It is a useful tool and guide. It tells you whether you are headed in the direction you want to be headed in financially. It helps you to move from spending on a whim to saving and financial planning. If you don’t have a roadmap for reaching your goals [...]

Posted by: finance on Monday, September 25th, 2006

Payday Loans - Avoid Them!

Payday loans, also called “cash advance loans,” are small, short-term loans that carry very high interest rate. Some companies have even begun to advertise them as loans to help you repair your credit, but this is very misleading. They suggest that these loans can help you pay off your bills and so establish good credit, [...]

Posted by: finance on Wednesday, August 9th, 2006

Privacy Matters

Many of our readers will be interested in the services offered at Privacy Matters. Their full package gives you everything you need to protect yourself from Identity Theft, including automatic fraud alerts and identity theft insurance.
They also include unlimited free access to your credit score and credit reports, just as an extra bonus. Their trial [...]

Posted by: finance on Monday, August 7th, 2006

What’s Your Credit Card Debt Solution?

Your credit card debt solution is different than anyone else’s. For those that know that their credit card debt is a problem, it is important to really look and determine how this happened and then to determine which method to paying off this debt will work for you. Here are some questions to ask yourself [...]

Posted by: finance on Tuesday, July 25th, 2006

Credit Card Debt Elimination - Make It Your Goal

When you have a goal of credit card debt elimination, you can look forward to the day when you don’t have to worry about the bills that are coming in the mail. And, when you do get them paid off, you’ll find it is easier to make your payments and even have more than what [...]

Posted by: finance on Thursday, May 25th, 2006

Reduce Debts and Erase Bad Credit

Now you don’t need a professional service or a bankruptcy lawyer to be debt-free. This system gives you all the tools to manage your own way out of debt, get creditors off your back, and repair your credit score.
In this exclusive Private Web Site and Members Portal, members are given access to a complete and [...]

Posted by: finance on Saturday, May 13th, 2006

Credit Card Debt Help: What Does Debt Do To Me?

Credit card debt help is something many individuals seek out when they just can not get past all of the credit debt that has piled up. It is important to know why you need to seek out that credit card debt help though. For example, you need to know what can happen to you when [...]

Posted by: finance on Monday, May 8th, 2006

You Have A Credit Card Debt Problem: What Happened?

A credit card debt problem can happen to even those that think they are doing their best financially. The fact is that debt is a problem that sneaks up on you but one that can completely destroy your life. How does it happen, though? What can you do to get through this credit card debt [...]

Posted by: finance on Monday, May 8th, 2006