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We’ve decided to give away copies of our popular e-book, Solving the Money Puzzle: Personal Finance Made Simple, a $7.95 value. This limited-time offer may be withdrawn at any time, so don’t delay. Click here or on the image below for more information.

Posted by: finance on Wednesday, January 10th, 2007

Carnival of Debt Reduction #64

Welcome to the Carnival of Debt Reduction for December 4, 2006. Thanks for stopping by. I’m very pleased to be hosting the Carnival for the first time here at Necessary Virtues Personal Finance.
In reading this week’s submissions I found many to like, and two that really stood out. They are hereby awarded the Necessary Virtues [...]

Posted by: finance on Sunday, December 3rd, 2006

Top 7 Reasons You Need a Budget

1. A budget is a roadmap. It is a useful tool and guide. It tells you whether you are headed in the direction you want to be headed in financially. It helps you to move from spending on a whim to saving and financial planning. If you don’t have a roadmap for reaching your goals [...]

Posted by: finance on Monday, September 25th, 2006

Your Success Is All in Your Mind

by Steve Diamond
What is success?
The dictionary defines success as “the achievement of something desired, planned, or attempted.”
So you must decide for yourself what success is, depending on what you seek in your life, your relationships and your career. If you’re an athlete, success can mean obtaining that gold medal. If you identify yourself as a [...]

Posted by: finance on Friday, August 11th, 2006

The Creative Power of Thought

By Charles Haanel
Excerpted from The Master Key System, by Charles Haanel.
Some men seem to attract success, power, wealth, attainment, with very little conscious effort; others conquer with great difficulty; still others fail altogether to reach their ambitions, desires and ideals. Why is this so? Why should some men realize their ambitions easily, others with difficulty, [...]

Posted by: finance on Thursday, July 20th, 2006

Your Six Most Dangerous Enemies

By Napoleon Hill
Edited and adapted by Steve Diamond from Hill’s masterwork, The Law of Success

Editor’s note: We will be publishing more excerpts from and material about Napoleon Hill’s The Law of Success in coming weeks. You can buy it directly from Amazon using the link in this paragraph, or you can wait for us to [...]

Posted by: finance on Wednesday, April 12th, 2006

Removing Negative Thoughts

By Randy Gage
The question people often ask me is-when their self-development work and personal growth finally “takes,” is this when will they stop having negative thoughts-I wish I knew. Although I’m afraid the answer could be never.
I play CDs with positive subliminal messages while I sleep each night. I start each day by [...]

Posted by: finance on Tuesday, April 11th, 2006

Mindfulness and Money: Monkeying Around

by Maya Talisman Frost
Kasia is a talented landscape designer who speaks several languages, and when she jokes about being a "Polish princess" it’s because she actually has the pedigree to support that claim.
That’s not why she’s amazing. What’s remarkable about Kasia is her ability to play with words in a creative way.
You don’t [...]

Posted by: finance on Tuesday, April 4th, 2006

Mvelopes Personal

We have a new partner helping to support the site: Mvelopes Personal. They offer complete online personal budget management tools. Did you know that most people spend 10% more than they earn? And it’s primarily because they don’t have a convenient way to keep track. Mvelopes Personal gives you all that you need to take [...]

Posted by: finance on Wednesday, March 29th, 2006

Are you ready to shake yourself awake?

by Gary Vurnum
She sat there dumbstruck.
Here we go again, I thought.
Suddenly a high pitched cackle came from her mouth as the ride went sharply up…then back down again.
She was only four - and she loving every single minute of it. Where else could you pay only a dollar to get a reaction like that, I [...]

Posted by: finance on Wednesday, March 15th, 2006