Congratulations!
Congratulations! You have registered to receive the free e-book Solving the Money Puzzle: Personal Finance Made Simple.
You have also entered your subscription to the “Your Money Plan” newsletter, which brings you useful tips and tricks on managing your money on a weekly basis. (You can un-subscribe at any time. There’s always an un-subscribe link in each issue.)
There is one more step to take before you receive the download instructions for your free e-book. You must first confirm your subscription. This is to protect your privacy, so no one else can sign you up without your consent.
Go to your email inbox and find the message from Your Money Plan with subject RESPONSE REQUIRED: Confirm your request for information from Your Money Plan. Open the message and click on the confirmation link. As soon as you do, we will send you another message containing download instructions for your free e-book.
If you don’t find the first message after a few minutes, be sure to check your spam or bulk email folders, as it may have gotten routed there by an aggressive spam filter. To be sure of receiving these messages in the future, add finance[at]necessaryvirtues.com to your Contacts or white list.
Please consider the following subscription offers, which may also interest you:
Free Personal Finance E-Book
We’ve decided to give away copies of our popular e-book, Solving the Money Puzzle: Personal Finance Made Simple, a $7.95 value. This limited-time offer may be withdrawn at any time, so don’t delay. Click here or on the image below for more information.

Free E-Book – Solving the Money Puzzle
Now you can have your own copy of the popular personal finance e-book, Solving the Money Puzzle: Personal Finance Made Simple, absolutely free by instant download.
We regularly sell the e-book for $7.95 right over here. But for a limited time, we’re offering it free when you subscribe to our weekly newsletter, “Your Money Plan,” which is jam-packed with useful tips for managing your money. (Scroll down or click here for the subscription form.)

In Solving the Money Puzzle, you’ll discover:
- How to take control of your finances easily and instantly
- How to get your personal finances organized simply and effectively
- How to stop the money leak that comes from misusing your credit cards
- How to budget effectively (and no, this doesn’t mean you have to live like a pauper)
- How to plan for your future efficiently
- How to put your money to work for you by investing sensibly
- How to avoid common investment mistakes
- How to plug other common money leaks that are draining your resources
Don’t worry, you don’t have to know complicated accounting terminology or mathematical techniques to use this book. It’s written in plain language and requires only simple arithmetic. We also give you an extra bonus, a set of budget and planning worksheets you can use right away.
Just fill in and submit this simple form, and you’ll receive your download instructions as soon as you confirm your email address. You must use a valid email address and add finance[at]necessaryvirtues.com to your Contacts or whitelist, or you may not receive the message with the download information.
Be sure to read our Privacy Policy.
Subscriber-Only Download Page
Solving the Money Puzzle: Personal Finance Made Simple
Congratulations!
To open the book in a new browser window, click here or on the image. Then you can click the Save a Copy icon in the Adobe Reader toolbar to save the ebook on your own computer.
Or, to save a copy directly, right-click on the image and select Save Target As (Internet Explorer) or Save Link As (Mozilla Firefox) and specify the location to save the file on your computer.
To download your bonus financial planning worksheets, right-click the link below and select Save Target As (Internet Explorer) or Save Link As (Mozilla). Be sure to remember where on your disk you’re saving the file.
The file is a ZIP archive containing seven separate spreadsheet files and a PDF instruction sheet. You may need an unzipping program to open the archive. You can get a free one by clicking here (opens in new window). Be sure to read the instruction sheet (READ-ME-FIRST.pdf) first.
Here is the download link:
Top 7 Reasons You Need a Budget
1. A budget is a roadmap. It is a useful tool and guide. It tells you whether you are headed in the direction you want to be headed in financially. It helps you to move from spending on a whim to saving and financial planning. If you don’t have a roadmap for reaching your goals and desires, then you can’t even measure your progress and you are unlikely to succeed. Would you ever find a major corporation that operates without a budget? No. Neither should your family.
2. A budget empowers you to take control of your money instead of letting your money control you.
3. A budget can improve your marriage. The number one cause of marital strife is money. Your budget is a neutral tool to help you and your spouse communicate rationally about money. It can help to give you a common purpose and to minimize arguments about money.
4. A budget helps you prepare for emergencies. The top causes of bankruptcy are sudden unanticipated expenses or job loss. When you have an emergency fund, you are much more likely to get through a situation that would otherwise sink your financial ship.
5. A budget makes money available so that you can use it on the things that really matter to you rather than impulse purchases.
6. A budget can help get out of debt or stay out of debt.
7. A budget gives you peace of mind. You won’t lie awake at night due to worry about your finances.
Solving the Money Puzzle – Free Edition
Personal Finance Made Simple
Is money management a puzzle to you? Ask yourself:
- Are you satisfied with how you manage your money?
- Are you paying all your bills on time?
- Do you have enough left over for luxuries and vacations?
- Are you saving systematically for your future and your children’s future?
If you answer “no” or you’re in doubt about any of these questions, then you need this book!
You know, it’s not how much money you make that’s important; it’s how much you keep. You’d be surprised how many executives with six-figure annual incomes are deeply in debt and living hand to mouth, with nothing left at the end of the pay period. On the other hand, there are those low-key employees who have everything they want and a million dollars saved for retirement. It’s all in how you manage your money.
Think of the money you’ll save by using just one of the tips in this jam-packed book! The special free excerpts edition contains chapters one and two of the original, plus the entire special resources Appendix. Click here or click the image below to download the special free excerpts edition now!
In Solving the Money Puzzle, you’ll discover:
- How to take control of your finances easily and instantly
- How to get your personal finances organized simply and effectively
- How to stop the money leak that comes from misusing your credit cards
- How to budget effectively (and no, this doesn’t mean you have to live like a pauper)
- How to plan for your future efficiently
- How to put your money to work for you by investing sensibly
- How to avoid common investment mistakes
- How to plug other common money leaks that are draining your resources
Don’t worry, you don’t have to know complicated accounting terminology or mathematical techniques to use this book. It’s written in plain language and requires only simple arithmetic.
How much would you expect to pay for a book that can put more of your money into your pocket every month? Well, it’s a lot less than you think! You may have seen similar books elsewhere for $27.00, $37.00, even $47.00. No, our price isn’t even $17.00. This special excerpts edition is absolutely free! So download it now and get started on the road to solving your own personal finance puzzle.
You can have the free excerpts edition of Solving the Money Puzzle immediately. Download it any time of the day or night.
Solving the Money Puzzle
Personal Finance Made Simple
Is money management a puzzle to you? Ask yourself:
- Are you satisfied with how you manage your money?
- Are you paying all your bills on time?
- Do you have enough left over for luxuries and vacations?
- Are you saving systematically for your future and your children’s future?
If you answer “no” or you’re in doubt about any of these questions, then you need this book!
You know, it’s not how much money you make that’s important; it’s how much you keep. You’d be surprised how many executives with six-figure annual incomes are deeply in debt and living hand to mouth, with nothing left at the end of the pay period. On the other hand, there are those low-key employees who have everything they want and a million dollars saved for retirement. It’s all in how you manage your money.
Think of the money you’ll save by using just one of the tips in this jam-packed book! Click here or click the image below to order securely through PayPal now!
In Solving the Money Puzzle, you’ll discover:
- How to take control of your finances easily and instantly
- How to get your personal finances organized simply and effectively
- How to stop the money leak that comes from misusing your credit cards
- How to budget effectively (and no, this doesn’t mean you have to live like a pauper)
- How to plan for your future efficiently
- How to put your money to work for you by investing sensibly
- How to avoid common investment mistakes
- How to plug other common money leaks that are draining your resources
Don’t worry, you don’t have to know complicated accounting terminology or mathematical techniques to use this book. It’s written in plain language and requires only simple arithmetic. We even give you an extra bonus, a set of budget and planning worksheets you can use right away. (Be sure to check your email after completing your purchase for information about how to claim your bonus.)
How much would you expect to pay for a book that can put more of your money into your pocket every month? Well, it’s a lot less than you think! You may have seen similar books elsewhere for $27.00, $37.00, even $47.00. No, our price isn’t even $17.00. It’s just $7.95! So order now before the price goes up and while we’re still including the free bonus worksheets.
You can have Solving the Money Puzzle immediately. Download it any time of the day or night as soon as you complete your secure purchase through PayPal.
Not quite ready to buy today? You can download the special excerpts edition absolutely free. What are you waiting for?
Download the special excerpts edition or order the full edition now. It’s for your financial future and peace of mind.
The 7 Ultimate Success Secrets
This newly published free e-book contains a simple 7-step system that reveals how to live your dreams, reach all your goals, kill your fears, and achieve everything you ever wanted in life. It’s a $29.97 retail value, but by special arrangement you can download it today at no cost.
Inside it you will discover:
- How to develop a perfect self image and get rid of all limiting beliefs.
- How to achieve everything you ever wanted and eliminate failure from your life forever.
- How to instantly change any habit, create lasting change effortlessly, and become master of your life.
- The secret of manifesting everything you ever wanted into your life.
- How to feel completely inspired, motivated and empowered in 3 minutes – and kill procrastination forever.
- How to perfect your people skills and get others to do anything you want.
- How to develop perfect health and release creativity, energy and enthusiasm into your life.
To take advantage of this special offer, click here now.
Your Six Most Dangerous Enemies
By Napoleon Hill
Edited and adapted by Steve Diamond from Hill’s masterwork, The Law of Success
Editor’s note: We will be publishing more excerpts from and material about Napoleon Hill’s The Law of Success in coming weeks. You can buy it directly from Amazon using the link in this paragraph, or you can wait for us to announce its availability as a downloadable E-Book, coming soon.
It’s interesting that Hill begins his list of your most dangerous enemies with “the fear of poverty.” You’ll quickly see that this short essay, like the rest of Hill’s work, is extremely relevant to your financial state. The suggestions he offers here can lead to freedom from poverty, debt, and fear.
Every person on earth is afraid of something. Most fears are inherited. In this essay you may study the six basic fears which do the most damage. Your fears must be mastered before you can win in any worthwhile undertaking in life. Find our how many of the six fears are bothering you, but more important than this determine, also how to conquer these fears.
The purpose of this essay is to help the readers of this course throw off these deadly enemies. Observe that the six characters are at your back, where you cannot conveniently see them.
Free Online Courses
Sign up for a subscription course by email. No obligation. You can unsubscribe at any time.
“The Science of Getting Rich”
A 17-lesson introduction to the ageless classic by Wallace D. Wattles.
“Others still are poor because, while they have some notion of science, they have become so swamped and lost in the maze of… theories that they do not know which road to take. They try a mixture of many systems and fail in all.”
Wallace D. Wattles
“The Science of Getting Rich”
free e-book download also available
