Change Your Mind, Change Your Life!
When did you begin to choose the life you are leading now? When did you decide on the job you have, and against the job you want? When did you decide that the money you make now is all you can make? Did you decide?
Change Your Mind, Change Your Life! is a book about your future and the decisions you are making today, which will create that future.
“Determination and belief are the starting points for success. They open you to new opportunities to do and be anything you desire, and you only need a subconscious thought to plant the seed. How do we do this?”
This book is based on real answers to that question.
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Change your Mind, Change Your Life! will walk you through the steps to real answers and teach you to start asking the right questions. By learning how the mind works, we understand how to break the cycles that keep us on the outside looking in, instead of where we truly wish to be.
The understanding found in this book will open your mind and your eyes to a world which has always been there; you just didn’t know the questions to expose it to you.
How often have we found ourselves looking across the road to discover something lacking in our own lives? By Changing our Minds we remove the lack in our own lives. We remove the unnamed need that eats away at our day to day lives. By Changing our Minds we walk away from a life that is constantly needing repairs and begin a life that Rewrites our Reality.
Whether we know it or not our energies are focused and those energies are working in our lives, for better or worse. Like electricity, our own energies do not decide they will work in one area, and not another. Electricity doesn’t stop working because the toaster is bad or the stereo is on a negative channel. Electricity flows through the circuit until it is complete. Our energies act in exactly the same way. Change your Mind, Change your Life! expands this simple life truth, and shows you how to change your circuit path so the things you want in your life receive the energy, rather than sending it to the things that are strapping you down.
Buy and read Change your Mind, Change your Life! today. Start putting focus and energy into your own success.
For immediate download of this radical new PDF ebook, click the button to order securely via PayPal. Our introductory price is only $14.95. You can take charge of your life immediately.
Payday Loans - Avoid Them!
Payday loans, also called “cash advance loans,” are small, short-term loans that carry very high interest rate. Some companies have even begun to advertise them as loans to help you repair your credit, but this is very misleading. They suggest that these loans can help you pay off your bills and so establish good credit, but if you cannot afford to pay your payday loans on time, you have to “roll-over†or extend the loan - often at huge expense and interest. Many people get into a payday loans cycle, whereby much of their monthly paycheck goes towards paying off their ever-growing payday loans.
It seems as if the storefronts offering these dangerous loans have sprung up overnight on many street corners. They’re also advertising on TV, billboards and elsewhere. They make it so easy to get that extra few hundred dollars to tide you over when money is tight.
Don’t fall for the pitch. If you can’t afford to pay all your bills one month, you are much better off trying to arrange an alternate payment schedule with your creditors instead of risking your credit rating with a cash advance loan. Payday loans may be fine in a true emergency, but the payday loans cycle gets very unaffordable very fast and can ruin your credit rating.
Four Damaging Myths About Your Credit Score
By Steve Diamond
Banish these myths from the way you handle your credit! Your score will be as good as it can be when you know the truth about how these actions affect your credit score.
Damaging Myth Number One: Closing inactive accounts will raise your score.
This is a widely held belief, but it’s false. Closing accounts, whether or not they have zero balances, whether or not they’re inactive, will often lower your scores. Why? Because part of your credit score is based on the ratio of your credit card debt to your total available credit. If you close a zero-balance account with significant available credit, this ratio gets smaller. It’s as simple as that.
On the other hand, you can also have too much of a good thing (too much available credit compared to your ability to pay). If you’re concerned that this may be true in your case, then you can close zero-balance accounts that you don’t need. If you plan to close more than one zero-balance account, wait a few months in between. Each closing will initially affect your score adversely, and it can take months for the scores to be adjusted upward.
What’s Your Credit Card Debt Solution?
Your credit card debt solution is different than anyone else’s. For those that know that their credit card debt is a problem, it is important to really look and determine how this happened and then to determine which method to paying off this debt will work for you. Here are some questions to ask yourself to determine the best method for getting out of debt for your needs.
- Why did you use your credit cards? For many, spending money has nothing to do with needing the items that are purchased, but to have an outlet or even as a habit. If these are problems that you may have, dealing with them is necessary before finding a way to get a credit card debt solution.
- Do you trust yourself to not use your credit cards again? The method that you choose as a credit card debt solution needs to be one that you can succeed at. If you are not sure that you can trust yourself to not use the credit cards as you pay them off, cut them up.
- Are you willing to work for the rewards of having a debt free life? For some, working for the goal is motivation and the way to go. For others, taking their losses through filing bankruptcy and struggling for the next ten years is a better solution. Where do you fit in?
Credit Card Debt Elimination - Make It Your Goal
When you have a goal of credit card debt elimination, you can look forward to the day when you don’t have to worry about the bills that are coming in the mail. And, when you do get them paid off, you’ll find it is easier to make your payments and even have more than what you have now without the use of credit. Being smart about credit cards is the key, but before you can get there, you need to make credit card debt elimination your main goal.
What You Need To Do Now
To make credit card debt elimination your goal, you need to find a way to stop using the cards, to pay them off and then to learn to use them wisely. To help you to reach the first two of these goals, here are some tips that you need.
- Realization. It is important to understand that when you make a purchase with a credit card, that each of those items is costing you more than what that receipt says. It will cost you more in interest, in late fees, in over the limit fees and over and over again. You need to realize that you are throwing money away when you use your credit cards unwisely.
- Stop Spending. Cut them up, freeze them, hide them in the bottom of a drawer. Whatever you do, you need to stop using your credit cards at least at this point. If you pay them off and then stop at a store, you are more likely to use them again and start the cycle over. Or, for some, making a $50 payment means that now they can spend another $50. You have to commit to stop spending.
- Pay them down with all that you can. It takes cutting corners to make sure that you can pay down the credit cards. It will cost you thousands of dollars in interest if you only pay the minimum payment every month. You need to pay as much as you can and as often as you can.
Credit card debt elimination can only happen when you make it your goal. The rewards are many and the road is hard. But credit card debt elimination is your goal.
The Science of Getting Rich
“There is a Science of getting rich, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches; once these laws are learned and obeyed by any man, he will get rich with mathematical certainty.”
Wallace D. Wattles
The Science of Getting Rich
If you’ve ever wished for more out of life… or if you feel like there’s a “secret” to making money that you haven’t discovered yet… or if you’re life has turned into one financial struggle after another… then this may be the most important ebook you ever read!
“You may be the poorest man on the continent, and be deeply in debt; you may have neither friends, influence, nor resources; but if you begin to do things in this way, you must infallibly begin to get rich, for like causes must produce like effects.”
Wallace D. Wattles
The Science of Getting Rich
You can download the entire text in pdf format by clicking here.
E-Books for Sale
Recommended E-Books for Sale
- Solving the Money Puzzle: Personal Finance Made Simple
It’s not how much money you make that’s important; it’s how much you keep. This valuable book is packed with practical, easy ways to keep more of your money and put it to work for you. - Change Your Mind, Change Your Life
When did you begin to choose the life you are leading now? When did you decide on the job you have, and against the job you want? When did you decide that the money you make now is all you can make? Did you decide? You can take control now! Change your mind and change your life. - The Science of Abundant Life by Wallace D Wattles
- The Personal Power Course by Wallace D Wattles
- I Create Reality: “Beyond Visualization” How to Manifest Your Heart’s Desires With Holographic Creation by Christopher Westra
- Erase Bad Credit & Smash All Your Debts
Find out how you can ERASE bad credit & reduce (or even eliminate) all your debts by sending just 2 simple, “magic” letters!Just complete each letter with your own specific information, and it’s just that easy! If you’re tired of having too much debt and suffering from bad credit (not to mention feeling like a second-rate citizen!), then get these 2 simple “magic” letters for yourself now!
Mindfulness and Money: Monkeying Around
by Maya Talisman Frost
Kasia is a talented landscape designer who speaks several languages, and when she jokes about being a "Polish princess" it’s because she actually has the pedigree to support that claim.
That’s not why she’s amazing. What’s remarkable about Kasia is her ability to play with words in a creative way.
You don’t have to speak five languages in order to play with words, but I’m guessing that playing with words is pretty helpful when you’re trying to learn five languages! So, let’s take a page from Kasia’s multilingual notebook and see how she plays with one particular word in English.
The word? Money.
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